Static Caravan Finance Mis-Selling Claims
Static caravans and lodges are often funded through finance arranged by the holiday park or associated broker. If your agreement included a hidden or undisclosed commission, and you weren’t told how much or why it was to be paid, you may have a valid mis‑selling claim.
Many static caravan finance agreements were structured via Discretionary Commission Arrangements (DCAs); these often meant higher interest rates for customers, without their knowledge.
Borrowers often received little or no information about commission payments, making it impossible to assess the true cost of credit.
Holiday parks frequently marketed themselves as impartial advisors, even though they profited significantly from the finance deals they recommended.
The recent UK Supreme Court ruling in Hopcraft v Close Brothers partially upheld a very similar claim under the Consumer Credit Act 1974 (section 140A). In that case the Court found in favour of the claimant because:
A very high commission (approx. 55% of the total cost of credit)
A complete lack of meaningful disclosure
A misleading presentation of broker independence
These three factors combined to create an unfair credit relationship—a legal standard which also applies to many static caravan finance cases.
We believe your finance agreement may include features similar to the case described above:
The commission paid to the holiday park or broker may have significantly inflated your borrowing cost without your knowledge.
You likely received no meaningful information about commission, amount, or how it affected the interest rate.
The park may have positioned themselves as acting in your best interests, while steering you to products that generated the highest broker commission.
If this sounds familiar, you may be entitled to redress, including refund of commission and statutory interest at 8% per annum, calculated from the date of your agreement.
If you purchased a static caravan using finance arranged by the holiday park, the answer is likely yes.
Many holiday parks and brokers failed to disclose critical details about how your agreement was structured — especially when it came to hidden commissions and inflated costs.
In most cases, the park operator received a significant commission for arranging the finance. This was not explained to the customer, and the loan was often placed on a higher interest rate simply to increase the park's bonus or brokerage income.
By failing to provide clear, honest, and transparent information, the holiday park may have created an unfair finance agreement — and that gives you the legal right to claim redress.
Claiming your compensation could not be simpler. Click on the button below and complete the questionnaire and we will take it from there.
Your claim will be conducted on a No Win No Fee basis and on successful completion of your claim a fee of 20% is charged